---
title: How AI Is Transforming Merchant Portfolios
description: In this episode of the Merchant Sales Podcast, James sits down with Sebastian Builes Jinete, CEO of Arcum, to discuss how AI and payments data are transforming the way ISOs, acquirers, and processors manage their portfolios.
image: https://www.ccsalespro.com/hubfs/featured%20image-2.png
---

# How AI Is Transforming Merchant Portfolios

In this episode of the Merchant Sales Podcast, James sits down with Sebastian Builes Jinete, CEO of Arcum, to discuss how AI and payments data are transforming the way ISOs, acquirers, and processors manage their portfolios.

[ James Shepherd ](https://www.ccsalespro.com/podcast/author/james-shepherd)

 Jun 12, 2026

---

 

In this episode of the Merchant Sales Podcast, James sits down with **Sebastian Builes Jinete, CEO of Arcum**, to discuss how AI and payments data are transforming the way ISOs, acquirers, and processors manage their portfolios. From merchant activation and retention to win-back campaigns and partner monitoring, Sebastian shares how actionable intelligence can help organizations maximize revenue and make smarter decisions throughout the entire merchant lifecycle.

The conversation also dives into the realities of entrepreneurship in the payments industry, including building a technology company, overcoming setbacks, finding product-market fit, and maintaining the conviction required to succeed. To learn more about Arcum, visit arcum.ai.

Plus, Patti Murphy's Today in Payments segment covers stablecoin settlement, tokenized deposits, interchange legislation, and emerging payment innovations.

 

[Merchant Sales Podcast](https://soundcloud.com/merchant-sales-podcast) · [How AI Is Transforming Merchant Portfolios](https://soundcloud.com/merchant-sales-podcast/how-ai-is-transforming-merchant-portfolios)

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